About A Horse For Sale And A Few Other Random Questions?
I was wondering about an add for a horse for mart. It says negotiable, how much money do you think would be polite to ask whether I wanted less? Say if the horse be $1,100(Negotiable) how much less would I be able to ask and still be polite? Or should I call them and ask how low they would move about? Or should I go see the horse ride her and then ask??
I'm so confused!
*This is the information*
A healthy U.T.D. on shots, wormer, farrier etc. She is a nouns Registered TB Mare that is 13 yrs old. She's also Bay at 15.1 HH. Her temperament is a 4 out of 10(1 calm 10 spirited)
Trained within Dressage and enjoys jumping. Owner no longer has time to spend near the horse.
How much should I have before I purchase a horse? I have a bit over 3,000 save up already. How much more should I have? I have a close to full time job that would support him/her.
I own all the riding cloths I need so I won't need any of that stuff.
What is done surrounded by a basic vet check? How much is a basic vet check?
Who do you use to insure you horse? What coverage plan do you use? How much is it for you per month?
Thank You.
I muse that is a good prise and you could mabey ask for $1000?
Good Luck!
I would read aloud you would spend at least 500 a month on the horse mabey even 900 depending on lessons hay boarding showing ect . Um if the conformation be good i would sell that horse for way over 1,100
Well If it was me I'd- Offer $ 800.000, then they will say yes or no. If no, consequently offer $900.00. Just "bid" with them. Don't ask them how low they will go, because they want the most they can procure for the horse. Yes, go see the horse. Take someone with you who knows horses. More than 10yrs. Ride the horse. Have a vet check the horse. That will set free you LOTS of $$$$$ if something is wrong that you can not see. Sellers LIE!! Believe me they LIE! Call your local vet to see how much. It cost different prices in different areas. Good luck!! How fun!!
*EDIT**
Don't go surrounded by & ask what the lowest price they will take! They want the full 1100.00$. That is not how you should go buy this horse. I worked for a horse trader, believe me when I tell you this -don 't ask. Just breed offers. & By looking at someone you can't tell if the horse is going to a righteous home. People put up fronts to look good. You are not going to oofend anyone offereing 800.00$. Horses are not selling & at 13yr that is a f¨ēte price in todays market.
It is definately a buyers market. That channel that a buyer will most likely get a horse for less than advertise.
I would contact the seller and get all the info. You don't want to insult the retailer by a really lowball offer.
I have found that most horses are advertised for more than the dealer is expecting. If she is advertised at $1,100, the owner might only want $900-1000 by leaving some bargain power. Also, if you appear to be a good home, oodles people will lower their price as well.
We had a horse for public sale and people would ask us all the time what our bottom price was earlier even looking at the horse. I wouldn't recommend this.
I would recommend a vet check. They can be anywhere from $100 - several hundred depending on how in depth and if Xrays are taken. I know some people don't bother near a vet check on such a cheap horse, but better to spend $150 and find out if the horse will hold up for what you want, than to save the money and find out the horse is lame.
I don't insure our horses but they are not high competition horses and our best one is probably lone worth about $8K. I personally wouldn't bother to insure a horse that is worth beneath $5K, but that is entirely up to you.
Good luck and have fun
Answers: Don't worry roughly being polite--haggling ISNT polite and don't ask how low they will go--they will tell you if you jump too low. No one will accept a lower offer unless you act and nouns sure of yourself. The horse is already really cheap and she seems like a honest mare I prob wouldn't go lower than $800 or $900. As long as you are getting a monthly income that covers board, feed, and shoes (bare necessities) then the 3,000 should be righteous for emergencies, vet care, supplies etc. For annual vet care you involve to get a bunch of shots (search it online and you will find a list of them for what age horses and stuff) ask the owner which vaccines the horse already gets AND teeth floating. I would put aside around $400 for that or even somewhat more if your horse needs sedation. I don't insure my horse--If I did all I would capture is major medical for emergency surgeries but it is hard to find a provider that carries that separately from Life Insurance which you don't entail unless you have a very expensive horse--try EMO insurance agency i did it through them when I had an off-farm lease and the owners required it. I have a sneaking suspicion that it was an annual payment of like $500
The initial cost is nothing to the expense of keeping a horse. You have to remember there are immunization, dental work, foot work, feeding, etc. Then you also need to add on any curriculum or training you may need. I usually find for a horse that doesn't need shoes, and doesn't require any training of any sort, it will be more or less an extra 100-150 bucks a month after a full boarding cost.
You can always say you be hoping to spend about 800 on a horse that's being sold for 1100, and see what they say. If they don't budge or give the impression of being open to negotiating further, say to them, i saw your advert was saying 1100 negotiable, wondering whether you could meet somewhere in the middle. Never hurts to ask.
There are a few way to hold a vet check done. Most people opt for an examination of the horse walking to and from, as well as trotting, they check the overall conformation of the horse, and construct sure that there appears to be nothing wrong next to the horse. Some people opt to pay for a full exam just for consolation reasons. This includes x-rays and blood work and the works to make sure nearby is nothing not visible to the eye, that is wrong.
As for the cost of a vet exam, it depends on your vet. I've see them cost anywhere from $100-$8000. It also depends partly on if you're looking for your vet to look for anything in unique.
When it comes to insurance, you need to call an insurance company to talk more or less coverage. They have a huge range depending on the amount you want your horse covered for, as well as they types of things that would be covered. It also change from one city to another, state/province to another etc. I don't think it would be fair to give a catalogue as there are so many variables for this.
Good luck with your scour!
DO you have a place to hang on to her. Horses usually sell for what they are worth. So Whatever the asking price is it is probably fair. You can ask for a couple hundred bucks past its sell-by date though and see if they bite. Maintaining a horse is a large cost. They need hay vet nurture. shoes, and lots of time with their owner or the get sour. It will cost around 45-50 for a basic check up.The vet will check her to examination for worms and any other horse diseases. Checks the teeth. to see age so forth and so on. And I would see the horse and meet the people get a grain for their situation and then ask for the price drop. Make sure you ride her and make certain she is the one you want. .
First, I would definitely shift and ride her before you make any decisions.
Second, it's not of late the cost of said horse. It's board, vet bills, monthly shoeing bills, worming, tack, other equipment, etc., and you need to make sure you can support that.
As for insurance, near are several companies who exclusively offer horse and stables insurance. You can usually find their ads contained by horse magazines or websites. But I would be careful with that ... whether you're buying a horse worth approx. $1100 (which is low) insurance may not be worth it. Anyone appraising the horse might lower her value. Then again, she may be worth more than that and the owner is just interested in selling her smartly, so make sure you know everything before you want.
